Pension Calculator

The main purpose of the Pension Calculator is to explain how your pension entitlements are formed and your insurance pension is calculated, as well as to show how the size of your insurance pension is influenced by:

How many pension points
can you gain in 2019?

Enter your monthly wage before deduction of your personal income tax:

Error! Enter a wage higher than the minimal wage in the Russian Federation in 2019 — 11 280 rubles.

The result of calculation

Number of pension points per year:
  • the size of your wage;
  • the size of your income as self-employed citizen;
  • your pension plan in the mandatory pension insurance system;
  • years of employment (insurance record);
  • military service by conscription, maternity leave and other socially significant periods of your life;
  • pension claim filed after the standard retirement age.

The result of your insurance pension calculations is strictly demonstrative and should not be viewed as the actual size of your future pension. For the sake of simplicity, all calculations are done in permanent conditions of 2019. The calculations are based on the premise that all of your pension entitlements are formed in 2019 and you are “assigned” an insurance pension in 2019 on the basis of life plans declared by you and that you would be “paid” the wage declared by you throughout your career.

The actual size of the insurance pension is calculated by the Russian Pension Fund upon receiving your application with due account of all pension entitlements and benefits envisaged by pension laws as of the pension assignment date. For instance, persons with first-degree disabilities, persons older than 80, persons who worked or live in the Extreme North or similar territories, persons who worked in agriculture for at least 30 years, who are not currently employed and who reside in the countryside, will be receiving a higher insurance pension because of the increased fixed-rate payment.

For self-employed citizens (such as individual entrepreneurs, heads and workers of farm enterprises, lawyers, bankruptcy commissioners, notaries and other persons with private practice who are not listed as individual entrepreneurs), pension entitlements will not be calculated on the basis of their wage but on the basis of the fixed-rate payment and 1% of the sum exceeding 300,000 rubles, which they annually pay as mandatory pension contributions.

The Pension Calculator does not apply to servicemen and employees of law enforcement agencies who have no qualifying period as hired employees unrelated to military service.




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Please choose your tariff.
Please enter your gender.
By law, pension savings are not formed for citizens born in 1966 or earlier.
Please enter a different number of years of your employment.
Please enter the year of your birth.
Please enter a wage larger than the 2019 minimal wage in the Russian Federation – 11,280 rubles.

According to the information you have entered, your employment record is 0 years, the number of pension points is 0. Starting from 2025, the minimal employment record which qualifies for an old-age pension is 15 yers. The minimal number of pension points is 30. If you have less than 15 years of employment record or less than 30 pension points, you will be assigned an old-age social pension at 60 years for women and 65 years for men. Currently, the old-age social pension amounts to 4,959.85 rubles a month. In addition, you will be assigned a social supplement to pension up to the pensioner’s subsistence minimum in your home region.

You want a larger pension, you should revise your life plans so that you have an employment record of 15 years or more and you can earn at least 30 pension points.

According to the information you have entered, your employment record is 0 years, the number of pension points is 0. Starting from 2025, the minimal employment record which qualifies for an old-age pension is 15 yers. The minimal number of pension points is 30. If you have less than 15 years of employment record or less than 30 pension points, you will be assigned an old-age social pension at 60 years for women and 65 years for men. Currently, the old-age social pension amounts to 4,959.85 rubles a month. In addition, you will be assigned a social supplement to pension up to the pensioner’s subsistence minimum in your home region.

You want a larger pension, you should revise your life plans so that you have an employment record of 15 years or more and you can earn at least 30 pension points.

Sorry, the Calculator does not compute the size of pensions of current pensioners and citizens who are due to retire in less than three-five years.

The result of calculation

The insurance old-age pension is calculated by the following formula: the sum of your pension points is multiplied by the value of one pension point in the year of insurance pension assignment plus the sum of the fixed payment.

The calculation of the conventional size of an insurance pension is based on the following indices in effect in 2019:

  • The fixed payment — 5,334 rubles 19 kopecks;
  • The value of one pension point — 87.24 rubles;
  • The maximal wage before deduction of personal income tax liable to insurance contributions — 95,833 rubles per month.